Digital Payment Development Services
Digital wallets, SoftPOS, open-loop transit payments, embedded finance, and AI-driven commerce are creating new opportunities across the payment ecosystem. Edvantis helps organisations design, build, integrate, and certify secure, scalable payment solutions — from applications and terminal software to wallets, gateways, and ecosystem integrations.
Benefit From Our Expertise to Create a Perfect Payment Solution
For us, it’s not only about software development; it’s about fostering lasting partnerships and co-creating innovative solutions that reshape payment processes. Our expertise spans various critical domains, guaranteeing the security, efficiency, and adaptability of your payment ecosystem.
We help organisations build payment solutions that are secure, compliant, and certification-ready. Our expertise covers PCI DSS, EMVCo, PSD2/SCA, and SoftPOS certification requirements, as well as encryption, tokenisation, cryptographic key management, secure firmware development, and end-to-end testing. We also support certification pre-testing and accredited-lab coordination, helping reduce risk and accelerate product readiness.
Deliver certification-ready payment applications with support across the entire EMV transaction lifecycle. Our teams provide EMV Level 3 application engineering, including transaction flow design for approvals, declines, reversals, fallback, and offline scenarios, as well as ICS preparation and acquirer host integration.
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As we navigate toward a cashless society, NFC technologies gain greater prominence in our day-to-day lives. Edvantis combines expert NFC consulting with flexible IT services through our stackable service models to assist you in crafting competitive software products. Embrace the potential of contactless technologies to achieve security, convenience, and efficiency in your payment processes.
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We help organisations explore the next generation of payment experiences powered by AI. Our expertise includes agent-assisted checkout flows, AI-driven customer retention and card activation, and payment infrastructure designed for autonomous agents. This enables businesses to prepare for emerging commerce models while maintaining secure and reliable payment operations.
Accelerate integrations, simplify ecosystem management, and deliver connected payment experiences at scale. We help build secure integration frameworks that connect payment systems with acquirers, processors, card schemes, enterprise platforms, ERP systems, and IoT devices. Our expertise spans REST and GraphQL APIs, payment middleware engineering, custom SDK development, device integrations, and orchestration of third-party services such as fraud prevention, identity verification, loyalty, FX, and notifications.
We help organisations build payment solutions that are secure, compliant, and certification-ready. Our expertise covers PCI DSS, EMVCo, PSD2/SCA, and SoftPOS certification requirements, as well as encryption, tokenisation, cryptographic key management, secure firmware development, and end-to-end testing. We also support certification pre-testing and accredited-lab coordination, helping reduce risk and accelerate product readiness.
Deliver certification-ready payment applications with support across the entire EMV transaction lifecycle. Our teams provide EMV Level 3 application engineering, including transaction flow design for approvals, declines, reversals, fallback, and offline scenarios, as well as ICS preparation and acquirer host integration.
Learn moreAs we navigate toward a cashless society, NFC technologies gain greater prominence in our day-to-day lives. Edvantis combines expert NFC consulting with flexible IT services through our stackable service models to assist you in crafting competitive software products. Embrace the potential of contactless technologies to achieve security, convenience, and efficiency in your payment processes.
Learn moreWe help organisations explore the next generation of payment experiences powered by AI. Our expertise includes agent-assisted checkout flows, AI-driven customer retention and card activation, and payment infrastructure designed for autonomous agents. This enables businesses to prepare for emerging commerce models while maintaining secure and reliable payment operations.
Accelerate integrations, simplify ecosystem management, and deliver connected payment experiences at scale. We help build secure integration frameworks that connect payment systems with acquirers, processors, card schemes, enterprise platforms, ERP systems, and IoT devices. Our expertise spans REST and GraphQL APIs, payment middleware engineering, custom SDK development, device integrations, and orchestration of third-party services such as fraud prevention, identity verification, loyalty, FX, and notifications.
Industries That Benefit the Most
from a New Payment Experience
Secure and scalable payment infrastructure is a staple for every company across industries. Edvantis’ technical expertise and tested software delivery frameworks can complement your domain knowledge to result in new payment software solutions. We have co-created payment software solutions for the following industries:
Our Cooperation Models
We offer flexible engagement models designed to support payment software initiatives at every stage, from strategy and certification planning to product development, integration, and long-term evolution.
The payment industry has changed a lot in the past years, creating a more seamless experience. To continue this path of innovation, software development is a key to deliver secure transactions, improving customer experiences and staying ahead of evolving regulatory requirements. Edvantis specializes in helping you develop a perfect solution, ensuring it remains agile, reliable, and prepared for the next era of payments.
How Edvantis Helped Transform Swedish Public Transportation with Innovative Payment Solutions
Stockholm’s Lokaltrafik AB (SL), a publicly owned transit company serving all public transportation needs in Stockholm County, wanted to create a sustainable transportation system to make Stockholm Europe’s most attractive metropolitan region. To bring this vision to life, SL was looking for a technology partner to develop a platform validator as well as a new portable ticketing device for their conductors.
SL has collaborated with Modulsystem, a leading ticketing and payment system provider in Scandinavia, for the delivery of specific components of the ticketing solution. Following a thorough evaluation process, Edvantis was selected as their project partner. Together, we developed a connected ticketing device that enhances the daily travel experience for up to 1 million passengers.
Together we:
- Designed a payment device that acts as a cash register, an e-ticketing machine, and a validator for SL transport cards.
- Integrated third-party applications, broadening the device's capabilities for both passengers and conductors.
- Established point-of-sale (POS) capabilities, enabled validation and payments through EMV, White label, and Aztec codes.
- Implemented a flexible app architecture, allowing sysadmins to tailor the device to the needs of different transport operators.
Let’s create your payment software solution!
Our Cooperation Process and Stages
Our payment software development services empower you with the knowledge to make the best decisions. We follow a transparent process in our approach to new partnerships:
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01Pre-engagement (Analysis and Research)
Before the journey begins, we delve into the intricacies of your project, conducting a thorough analysis to understand your unique business challenges.
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02Proposal (Including a Cooperation Model)
We propose a comprehensive plan for optimal results, tailored to your specific needs. This includes a detailed cooperation model, outlining how we align our payment expertise with your vision.
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03Engagement Kick-off (Agreements and Alignment)
We formalize our joint commitment to the proposed payment software solution, putting agreements in place, and aligning our strategies for a successful partnership.
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04Co-creation
As trusted partners, we co-create your custom payment product. Our software experts collaborate closely with your team and develop an innovative solution.
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05Delivery
Our efforts culminate in the delivery of a cutting-edge payment software solution. We focus on enhancing your financial operations, utilizing rigorous testing to deliver seamless integration.
What Our Clients Say
Drop Us a Line
About Your Project
Submit the form or get in touch with us by email. You’ll get a response within one business day from an Edvantis expert skilled in your tech stack, industry, or specific business challenge. It would be a pleasure to work with you!
Write an email
engagement@edvantis.com